Have you ever seen the insta transplant cups some folks use if they do need to start like that? Works well, and as close to stress free transplanting as you can get.I plant into final homes now if I do anything like it is in the same media I am growing in and I start in a solo cup then transplant but 90% of my plants are germinated in their final homes soak the seed then straight to the pot
In case you haven’t….. it’s two solo cups stacked into each other. The inner cup has big windows cut out of it. Fill the cup with your medium and start your seedling. When it’s time to transplant (easy to tell since you can pull the inner cup up a little to peak at the roots)….just pull the inner cup out and put it in it’s final home. Roots will grow right out through the windows. Some folks cut a bottom window too.
Works good if your growing media is too hot for seedlings…