I have that white stuff on my black fans in my grow tent from my humidifier, the back of my black tower fan is covered and the tent wall behind it. i have another humidifier in my room for personal use and it adds a white powder coat on anything black plastic, it just wipes away easy peasy.
That being said my plants seem to not mind it so take that for what its worth.
I let about 3 gallons sit outside for 2-3 days to get rid of chlorine and bring them in and ph down them. Before i starting ph'ing my water i noticed my house plants did not like the 8+ ph from tap, the only reason i starting ph'ing tbh
I would not RO unless you will use it for other things too, it can be expensive and can be hard to install if you don't know how.
edit: What about rain water?
The system in the picture is simple, just attach it and the water will first pass through the 3 filters.
I full RO system yeah, I would buy it but I won't be able to install it myself.
The white stuff around your fan are dried minerals coming from the tapwater (most manufacturers advise not to use tapwater in humidifiers)
If you find white dust on your plants, that's what it is.
I think the aspect of hard water being fine is depending on the source it comes from.
For me I have a high value of calcium which results in calcium carbonate once it heats up in the soil.
I believe that is the reason I am completely unable to grow plants.
I have done everything correct, I have tested 2 different brands and soils, all same result.
about 20 seedlings have died off by now. The only thing left unchanged is the water, that's how I learned about what hard water can do if it contains alot of calmag.
Perhaps your tapwater is fine, the PH does not really value the hardness, what is the EC value of your tapwater?
And then still, you would need to have access to your water source data sheet to see what's inside the water.
I think the conversation of hard water is somewhat underrated, alot of people will say they feed hard water and it doesn't matter etc.
But the next person with same tapwater readings says the opposite, and they start to argue with echother.
Meanwhile no one considered the big difference in minerals in their water sources.